Woman holding up keys in new car

Ready to Talk Auto Financing?
Let Napleton's Elgin Kia, Serving Chicagoland, Crunch the Numbers for You!

When you're ready to get behind the wheel of a new Kia, the Napleton's Elgin Kia finance customer service department is here to help you find the purchase plan that works for you best. As one of the leading Kia dealers in Illinois, we work hard to help our customers from Crystal Lake and Chicago plan their automotive and financial futures effectively. From offering great deals on Kia finance contracts to innovative tools like our trade-in calculator, our team is ahead of the curve when it comes to customer service. Whether you need help understanding financing options, want to explore Kia Soul lease offers, or want to setup a Kia test drive, our team is here to help. Learn why our Kia dealer in Illinois is a cut above the rest today!

Online Kia Car Finance Tools

Drivers from Saint Charles to Schaumburg can take advantage of resources like our payment calculator to estimate monthly payments on Kia finance contracts, check out finance tips and tricksvalue a trade-in vehicle, and even learn how to trade in an old ride. And to sweeten the deal, we staff a full car service and maintenance department to ensure your next automotive investment stands the test of time.

Hoping to refinance your auto loan? We can help with that, too. Drivers can also apply for financing online to get the process started, or learn more about the coverage they can expect under the Kia warranty program before they even come in for a test drive!

Should You Buy or Lease a Kia?

Many shoppers like to use our trade-in calculator to plan their financing future. While purchasing a vehicle is always an exciting moment, for some drivers, a lease may be the best option. We offer incredible Kia Optima financing agreements and Kia Soul lease plans, but which is right for you? Seasoned shoppers are well-versed in the buying process, but we have compared leasing vs. buying below to help you conveniently weigh the pros and cons:

Perks of Financing:
  • Ownership allows for total customization with parts, accessories, and paint
  • No mileage restrictions
  • Freedom to sell at any point
Perks of Leasing:
  • Affordable access to the latest specs and features
  • Minimal down payment
  • Easy to upgrade at the end of the term
  • Low monthly payments
Depending on your budget, lifestyle, driving preferences and more, a Kia lease or finance agreement may be better suited to you. Our team will work directly with you to help you discern which purchase method is the right path forward. 

Get Kia Auto Financing at Napleton's Elgin Kia

When it comes to Kia financing, customer service is key to us. Drivers from Streamwood and Bartlett shop with us year after year due to our fair Kia finance contracts and incredible deals on Kia Soul lease deals and more. With cutting-edge tools like our trade-in calculator, we make it easier than ever to shop from the comfort of home. If you have any questions at all regarding Kia financing, contact us. Or you can stop by and see us during regular business hours for a test drive or to experience incredible customer service at one of the top Kia dealers in Illinois!

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Elgin Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Elgin Kia

909 East Chicago St.
Directions Elgin, IL 60120

  • Sales: (847) 717-8800
  • Service: (847) 717-8800
  • Parts: (847) 717-8800


  • Monday 9am-8pm
  • Tuesday 9am-8pm
  • Wednesday 9am-8pm
  • Thursday 9am-8pm
  • Friday 9am-8pm
  • Saturday 9am-8pm
  • Sunday Closed