Are you interested in getting behind the wheel of a new Kia vehicle? You might be wondering, "Should I buy or lease?" When you drive with Napleton's Elgin Kia, it's easy to get a great deal on your Kia finance contract or Kia lease deal. However, no two drivers have exactly the same needs, and it's important to settle on the path that's right for you! Compare lease vs. buying options with our finance team today, and you'll be well prepared. Not sure where to start? The 2020 Kia Optima interior absolutely deserves a closer look.

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Why Should You Choose a Kia Finance Contract?

Drivers in Schaumburg and St. Charles choose to buy for a variety of different reasons. Here, we've highlighted just a few of the most important:

  • Total Ownership
    • Drivers who finance their purchase will come closer to full ownership with every payment that they make! If they take good care of their vehicle, they could drive for years after their loans are paid off.
    • When you own your vehicle, you're free to customize or modify it in any way that you see fit! Interested in Kia performance parts? What about exciting Kia accessories? If so, buying is the right choice.
  • Keeping Your Options Open
    • Car financing is a relatively straightforward process, and if you've ever taken out a loan before, you won't have much to learn. Leasing may seem complex to drivers who are unfamiliar with the rules and restrictions attached.
    • Even after you've signed the contract and brought your vehicle home, you'll have the ability to refinance for a better rate! With leasing, you're locked into a set contract for the full term. When you're ready to trade up, you can see or trade-in a financed vehicle at any time.
  • Drive Without Limits
    • When you lease, the dealership will want to ensure that you protect the value of their investment. So, most Kia lease deals include contracts that will limit how much you can drive. When you finance, you'll only be limited by your own will!
    • Leasing might be more affordable on the surface, but if you go over contract or fail to abide by certain limitations, you could end up paying significant fees. 

Why Should Choose Our Kia Lease Deals?

  • Lower Monthly Costs
    • Why do most drivers choose to lease? In general, leasing lets you take home a newer car for a lower monthly payment! What's more, you'll only pay tax on the total amount of your lease contract, and not on the full price.
    • When you lease, you never have to worry about running out of time on your warranty. You'll be protected for the entire duration of your contract, which could help you save on service visits.
  • Easy Trade-Ins and Upgrades
    • When you buy, upgrading your rides can be a hassle. After all, you'll need to find a new buyer or go through the full trade-in process if you want to offload your old vehicle at the same time that you upgrade.
    • When you lease, upgrading is as easy as one, two, three! You'll just drive into our lease return center, and drive away in your new ride. What's more, since your contract will expire every few years, you'll have no trouble staying up to date with the latest features.

Take the Next Steps with Napleton's Elgin Kia

Should I buy or lease? Now that you've got the facts, it's time to make a decision. Of course, if you want to sit down and speak with a representative in person, our financing team would be happy to see you today! While you're at it, check out our new model incentivesnational vehicle specials or take a look at the Kia Sportage price to see if there's an option that stands out.